WHAT ARE YOU WAITING FOR? 

    If you haven't purchased your dream home or refinanced your current mortgage, you need to call 1st Rate Mortgage now!

Welcome to 1st Rate Mortgage's company website, apply on-line today and be on your way to owning your own home - it's easy!  We have been in business for 9 years with 15 years experience.  We work with several of different banks and have many different options to meet any type of financing needs. We have low and no cost closing cost scenarios.    Apply on line for purchasing or refinancing options.  Our fees are fair and reasonable.    We ourselves are homeowners, we understand how important it is to keep your finances in control.  You will actually speak to a real person who cares and understands.  We are here to help you to improve your financial situation.  So don't hesitate apply on line today or call a 1st Rate Mortgage loan expert today!  What are you waiting for?

Customers first

Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.  Licensed By The Pa Deparment Of Banking